0 Interest Credit Card Offers
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| 0 Interest Credit Card Offers |
0 Interest Credit Card Offers Tips
- Make sure you really need a credit card
- Check with the banks to ensure the best possible terms
- For what you do not understand, you persistently ask for explanations
- Before signing the contract, read it carefully
- In each monthly bill, not only the nominal interest rate but also the total annual real SEPPE charge (i.e. the charges beyond the interest rate) must be stated.
- When and where you pay by credit card, pay attention to what amounts you are signing for, ask for a copy of the debit slip, keep it until you receive the bill and compare
- Every time your bill comes, check the charges carefully. For anything in doubt, submit your objections in writing and ask for written explanations
- Pay off the bills within the indicated deadlines, otherwise, you will incur additional interest (overdue interest)
- Pay off the entire amount because the interest rates are high Zero Interest Credit Card Offers
- Have a maximum of two credit cards with a credit limit you control
- Remember that credit cards usually have a fee and the interest rates are very high
- If the bank arbitrarily increases your card's credit limit, request that it be restored to the original limit
- Memorize your credit card PIN and NEVER carry it with you